For some business owners, the limits placed on Certificates of Deposit (CDs) can prevent you from investing all that you’d like. First United gives you access to the Certificate of Deposit Account Registry Service, or CDARS. It’s the easiest and most convenient way to enjoy full deposit insurance on amounts well above FDIC limits.

Your investment is broken down into smaller amounts and placed in CDs with other banks that are members of a special network. Now you can enjoy the investing power of multiple banks without negotiating multiple rates or dealing with the hassle of multiple maturity dates.

  • Invest more than the FDIC Certificate of Deposit limit
  • Earn one convenient interest rate
  • First United handles your investment with other banks
  • You receive one regular account statement
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Security Notice – Browser Updates May Be Required To Use Online Banking Solutions

As an ongoing security and protection for your finances, First United deploys and keeps up-to-date many layers of security and encryption protocols to protect your confidential information. Many modern internet browsers support these advanced encryption techniques, however, some older browsers do not. Please note that, beginning May 21st, customers using the unsupported Microsoft Windows XP® and Windows Vista® with Internet Explorer (IE) 6 or 8, will be unable to use our digital solutions and must upgrade to a newer supported version of Internet Explorer, Google Chrome™, or Mozilla Firefox® instead.

Additionally, some end customers using Internet Explorer 10 (IE10) or lower may receive a message from their browser about updating their browser security settings to TLS 1.1 or 1.2. These end customers should enable these protocols on the Advanced tab in IE via Tools > Internet Options to continue accessing digital finance solutions or upgrade to a newer supported version of Internet Explorer.

If you have questions, please contact our Customer Care Center at 1-888-692-2654.