Employee Retirement Services, Retirement Planning,


By providing your employees with a solid retirement savings option, you show them that you care–not just about the work they do, but also about their personal lives and their long term goals. First United makes it easy to provide this valuable benefit.


Give employees the opportunity to save for retirement with optional contributions from the company.


With a Simplified Employee Pension Individual Retirement Arrangement (SEP IRA), your business makes contributions to the employee’s account in this retirement plan.


Through a Savings Incentive Match PLan for Employees (SIMPLE), you match a percentage of your employees’ contributions or a percentage of employee salaries.

"We're a second generation pharmacy that knows the value of good neighbors and strong relationships. We've got a great partner in my bank; they help us run the store more efficiently and support some of our favorite organizations including League for Crippled Children, Frostburg State University and the Shriners."

Bob Martin, Potomac Valley Pharmacy

Choose the Right Plan

Our specialists can help you decide the best plan to offer your employees.

Convert An Existing Plan

Rolling over your accounts doesn’t have to be hard. Talk to First United to get started.

Nonprofit Plans

If you operate a nonprofit organization, talk to First United about your retirement plan options.


Security Notice – Browser Updates May Be Required To Use Online Banking Solutions

As an ongoing security and protection for your finances, First United deploys and keeps up-to-date many layers of security and encryption protocols to protect your confidential information. Many modern internet browsers support these advanced encryption techniques, however, some older browsers do not. Please note that, beginning May 21st, customers using the unsupported Microsoft Windows XP® and Windows Vista® with Internet Explorer (IE) 6 or 8, will be unable to use our digital solutions and must upgrade to a newer supported version of Internet Explorer, Google Chrome™, or Mozilla Firefox® instead.

Additionally, some end customers using Internet Explorer 10 (IE10) or lower may receive a message from their browser about updating their browser security settings to TLS 1.1 or 1.2. These end customers should enable these protocols on the Advanced tab in IE via Tools > Internet Options to continue accessing digital finance solutions or upgrade to a newer supported version of Internet Explorer.

If you have questions, please contact our Customer Care Center at 1-888-692-2654.